Chequing Accounts

Practical Plan Account

From: BMO Bank of Montreal

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $4.00^[1] Waived If: Monthly balance of $1500 or more maintained. Free Transactions: 10 per month Transaction Fee: $0.60 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: No cheques.
Online:	Website: Click here

¹ Fee waived for youth, students, and seniors.

Plus Plan Account

From: BMO Bank of Montreal

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $4.00^[1] Waived If: Monthly balance of $1500 or more maintained. Free Transactions: 30 per month Transaction Fee: $0.60 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50^[2] Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Fee waived for youth, students, and seniors.
² One free E-Mail money transfer per month.

Performance Plan Account

From: BMO Bank of Montreal

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $13.95^[1] Waived If: Monthly balance of $2500 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50^[2] US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50^[3] Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ $5.45 for youth and students. Free for seniors.
² One free non-BMO ABM withdrawal per month.
³ Two free E-Mail money transfers per month.

Premium Plan Account

From: BMO Bank of Montreal

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $25.00^[1] Waived If: Monthly balance of $4500 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50^[2] US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50^[3] Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: Free
Online:	Website: Click here

¹ $16.50 for youth and students. $11.05 for seniors.
² Ten free non-BMO ABM withdrawals per month.
³ Two free E-Mail money transfers per month.

Primary Chequing Account

From: BMO Bank of Montreal

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.60^[1] Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: $1.00 per month Bank Book: $1.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ $0.75 each time a cheque is drawn on the account.

Interest Chequing Account

From: BMO Bank of Montreal

Annual Interest Rate:	Less than $25000: 0.050% $25000 to $59999.99: 0.150% More than $60000: 0.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: $1.00 per month Bank Book: $1.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ $0.85 each time a cheque is drawn on the account.

CIBC Unlimited Chequing Account

From: CIBC

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $12.95 Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: Free
Online:	Website: Click here

CIBC Everyday Chequing Account

From: CIBC

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $3.90 Waived If: Monthly balance of $1000 or more maintained. Free Transactions: 20 per month Transaction Fee: $0.60^[1] Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.50 per month
Online:	Website: Click here

¹ Waived for students.

CIBC Advantage for Students Account

From: CIBC

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: Must be a full-time post-secondary student.
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.50 per month
Online:	Website: Click here

Personal Chequing Account

From: ICICI Bank Canada

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $5.00 Waived If: Monthly balance of $100 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Other Bank ABM Fee: $0.75 US/Mexico ABM Fee: $0.75 Foreign ABM Fee: $0.75 E-Mail Money Transfers: Not possible. Personal Cheques: Not available.
Record Keeping:	Paperless: Free Monthly Statement: $5.00 per month Bank Book: Not possible. View Cheques Online: $-2.00 per month Cheque Image Return: $-2.00 per month
Online:	Website: Click here

¹ $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

RBC VIP Banking

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $30.00^[1] Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[2] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ 22.50 for those 60 or older.
² Free if using paperless record keeping.

RBC VIP Banking Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $30.00^[1] Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free^[2] Cheque Image Return: Free
Online:	Website: Click here

¹ 22.50 for those 60 or older.
² Free if using paperless record keeping.

RBC Signature No Limit Banking Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $13.95 Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: Free
Online:	Website: Click here

RBC No Limit Banking Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $10.95^[1] Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ 6.95 for those 60 or older.

RBC Day to Day Banking Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $4.00^[1] Waived If: Never waived Free Transactions: 15 per month Transaction Fee: $0.50 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ $0 for those 60 or older.

RBC No Limit Banking for Students Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: Must be a full-time post-secondary student.
Fees:	Monthly Fee: $10.95 Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

RBC Student Banking Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: Must be a full-time post-secondary student.
Fees:	Monthly Fee: None Waived If: Never waived Free Transactions: 25 per month Transaction Fee: $0.50 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

Scotia Powerchequing Account

From: Scotiabank

Annual Interest Rate:	Less than $10000: 0.000% $10000 to $24999.99: 0.025% More than $25000: 0.050%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $3.95 Waived If: Monthly balance of $2000 or more maintained. Free Transactions: 15 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Basic Banking Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $3.95 Waived If: Never waived Free Transactions: 12 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.00 per month View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Basic Banking Plan Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $7.00 Waived If: Never waived Free Transactions: 50 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia One Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $9.95 Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia Value Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $11.95 Waived If: Never waived Free Transactions: 50 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: Free
Online:	Website: Click here

¹ Free if using paperless record keeping.

Student Banking Advantage Plan Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: Must be a full-time post-secondary student.
Fees:	Monthly Fee: $1.25 Waived If: Monthly balance of $2000 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia Plus Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: 59 years old or older. Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Value Account

From: TD Canada Trust

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $3.95 Waived If: Monthly balance of $1000 or more maintained. Free Transactions: 10 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.25 per month View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Value Plus Account

From: TD Canada Trust

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $8.95^[1] Waived If: Monthly balance of $2000 or more maintained. Free Transactions: 25 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.25 per month View Cheques Online: $1.50 per month^[2] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ No monthly fee for students.
² Free if using paperless record keeping.

Infinity Account

From: TD Canada Trust

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $12.95 Waived If: Monthly balance of $3000 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.25 per month View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Select Service Account

From: TD Canada Trust

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $24.95 Waived If: Monthly balance of $5000 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: None US/Mexico ABM Fee: None Foreign ABM Fee: None E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: Free
Online:	Website: Click here

¹ Free if using paperless record keeping.

Plan 60 Account

From: TD Canada Trust

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: 60 years old or older. Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: Free
Online:	Website: Click here

¹ Free if using paperless record keeping.

Savings Accounts

Premium Rate Savings Account

From: BMO Bank of Montreal

Annual Interest Rate:	Less than $60000: 1.000% More than $60000: 2.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: None Transaction Fee: $0.85 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: $1.00 per month Bank Book: $1.00 per month View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

CIBC Premium Growth Account

From: CIBC

Annual Interest Rate:	Less than $1000: 0.100% $1000 to $2999.99: 0.100% $3000 to $4999.99: 0.250% More than $5000: 0.400%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: None^[1] Transaction Fee: $1.25^[2] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.50 per month
Online:	Website: Click here

¹ 2 free transactions per month if 60 or older.
² Fee waived for those 18 and younger.

CIBC Bonus Savings Account

From: CIBC

Annual Interest Rate:	Less than $5000: 0.100% More than $5000: 2.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 1 per month Transaction Fee: $5.00 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.50 per month
Online:	Website: Click here

HiSAVE Savings Account

From: ICICI Bank Canada

Annual Interest Rate:	3.400%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Free Transactions: None Transaction Fee: $0.75^[1] Waived If: Never waived Other Bank ABM Fee: $0.75 US/Mexico ABM Fee: $0.75 Foreign ABM Fee: $0.75 E-Mail Money Transfers: Not possible. Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

Premium Savings Account

From: ICICI Bank Canada

Annual Interest Rate:	2.500%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Free Transactions: None Transaction Fee: $0.75^[1] Waived If: Never waived Other Bank ABM Fee: $0.75 US/Mexico ABM Fee: $0.75 Foreign ABM Fee: $0.75 E-Mail Money Transfers: Not possible. Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

Young Stars Savings Account

From: ICICI Bank Canada

Annual Interest Rate:	2.500%
Requirements:	Age Restriction: 18 years old or younger. Other Restrictions: None
Fees:	Free Transactions: None Transaction Fee: $0.75^[1] Waived If: Never waived Other Bank ABM Fee: $0.75 US/Mexico ABM Fee: $0.75 Foreign ABM Fee: $0.75 E-Mail Money Transfers: $-1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

Investment Savings Account

From: ING Direct

Annual Interest Rate:	3.000%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Free Transactions: Unlimited Transaction Fee: None Waived If: Monthly balance of $0 or more maintained. Other Bank ABM Fee: None^[1] US/Mexico ABM Fee: Not possible. Foreign ABM Fee: Not possible. E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ In addition, ING Direct will pay the fee charged by non-ING ABMs for up to four ABM transactions per month.

RSP Investment Savings Account

From: ING Direct

Annual Interest Rate:	3.000%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Free Transactions: Unlimited Transaction Fee: None Waived If: Monthly balance of $0 or more maintained. Other Bank ABM Fee: None^[1] US/Mexico ABM Fee: Not possible. Foreign ABM Fee: Not possible. E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ In addition, ING Direct will pay the fee charged by non-ING ABMs for up to four ABM transactions per month.

RBC High Interest eSavings

From: Royal Bank

Annual Interest Rate:	2.750%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: None Transaction Fee: $5.00^[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Transfers between this account and other RBC accounts in your name are free.

RBC High Interest eSavings

From: Royal Bank

Annual Interest Rate:	2.750%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: None Transaction Fee: $5.00^[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Transfers between this account and other RBC accounts in your name are free.

RBC Enhanced Savings

From: Royal Bank

Annual Interest Rate:	Less than $5000: 0.000% $5000 to $9999.99: 0.200% $10000 to $24999.99: 0.400% $25000 to $59999.99: 0.500% $60000 to $99999.99: 1.000% More than $100000: 1.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 1 per month Transaction Fee: $1.00^[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Cheques, transfers, withdrawals and in

RBC Day to Day Savings

From: Royal Bank

Annual Interest Rate:	Less than $1000: 0.100% $1000 to $2999.99: 0.100% $3000 to $4999.99: 0.250% More than $5000: 0.400%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 1 per month Transaction Fee: $1.00^[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Cheques, transfers, withdrawals and in

RBC Leo's Young Savers Account

From: Royal Bank

Annual Interest Rate:	Less than $1000: 0.100% $1000 to $2999.99: 0.100% $3000 to $4999.99: 0.250% More than $5000: 0.400%
Requirements:	Age Restriction: 18 years old or younger. Other Restrictions: None
Fees:	Free Transactions: 15 per month Transaction Fee: $0.50 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

Scotia Gain Plan Investment Savings Account

From: Scotiabank

Annual Interest Rate:	Less than $5000: 0.025% $5000 to $9999.99: 0.050% $10000 to $24999.99: 0.100% $25000 to $59999.99: 0.200% $60000 to $74999.99: 0.400% More than $75000: 0.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 2 per month Transaction Fee: $1.25 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $1.50 per month^[2] View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.
² Waived if you keep at least $500 in your account every day of the month.

Money Master High Interest Savings Account

From: Scotiabank

Annual Interest Rate:	2.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 2 per month Transaction Fee: $5.00^[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: $2.00 per month Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ Transfers between this account and other Scotia accounts are free.

Scotia Daily Interest Savings Account

From: Scotiabank

Annual Interest Rate:	0.100%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: None Transaction Fee: $0.85 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $1.50 per month^[1] View Cheques Online: $1.50 per month Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Waived if you keep at least $500 in your account every day of the month.

Getting There Savings Program for Youth Account

From: Scotiabank

Annual Interest Rate:	0.100%
Requirements:	Age Restriction: 18 years old or younger. Other Restrictions: None
Fees:	Free Transactions: 20 per month Transaction Fee: $0.65 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month Cheque Image Return: Free
Online:	Website: Click here

Companion Account

From: TD Canada Trust

Annual Interest Rate:	Less than $5000: 0.050% More than $5000: 0.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 2 per month Transaction Fee: $1.25 Waived If: Monthly balance of $25000 or more maintained. Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: $2.25 per month Bank Book: $2.25 per month View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Tier Account

From: TD Canada Trust

Annual Interest Rate:	Less than $5000: 0.050% More than $5000: 0.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 2 per month Transaction Fee: $1.25 Waived If: Monthly balance of $25000 or more maintained. Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: $2.25 per month Bank Book: $2.25 per month View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

GIA Account

From: TD Canada Trust

Annual Interest Rate:	Less than $5000: 0.000% More than $5000: 2.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 1 per month Transaction Fee: $5.00 Waived If: Monthly balance of $25000 or more maintained. Other Bank ABM Fee: $5.00 US/Mexico ABM Fee: $5.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Youth Account

From: TD Canada Trust

Annual Interest Rate:	Less than $5000: 0.050% More than $5000: 0.250%
Requirements:	Age Restriction: 18 years old or younger. Other Restrictions: None
Fees:	Free Transactions: Unlimited Transaction Fee: None Waived If: Monthly balance of $0 or more maintained. Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

US Dollar Accounts

US Dollar Primary Chequing Account

From: BMO Bank of Montreal

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.60^[1] Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: $1.00 per month Bank Book: $1.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ $0.75 each time a cheque is drawn on the account.

US Dollar Interest Chequing Account

From: BMO Bank of Montreal

Annual Interest Rate:	Less than $25000: 0.050% $25000 to $59999.99: 0.100% More than $60000: 0.200%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: $1.00 per month Bank Book: $1.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ $0.85 each time a cheque is drawn on the account.

US Dollar Premium Rate Savings Account

From: BMO Bank of Montreal

Annual Interest Rate:	0.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.85 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: $1.00 per month Bank Book: $1.00 per month View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

CIBC US$ Personal Account

From: CIBC

Annual Interest Rate:	Less than $3000: 0.050% $3000 to $9999.99: 0.100% $10000 to $24999.99: 0.250% $25000 to $59999.99: 0.400% More than $60000: 0.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $2.00 Waived If: Never waived Free Transactions: None^[1] Transaction Fee: $0.75 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: Free Cheque Image Return: $2.50 per month
Online:	Website: Click here

¹ 2 free transactions per month if 60 or older.

US Dollar Personal Chequing Account

From: ICICI Bank Canada

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $5.00 Waived If: Monthly balance of $100 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Personal Cheques: Not available.
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: $-2.00 per month Cheque Image Return: $-2.00 per month
Online:	Website: Click here

¹ $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

US Dollar HiSAVE Savings Account

From: ICICI Bank Canada

Annual Interest Rate:	2.500%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Personal Cheques: Not available.
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

US Dollar Premium Savings Account

From: ICICI Bank Canada

Annual Interest Rate:	2.500%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Personal Cheques: Not available.
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

US Dollar Young Stars Savings Account

From: ICICI Bank Canada

Annual Interest Rate:	2.500%
Requirements:	Age Restriction: 18 years old or younger Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $0.75^[1] Personal Cheques: Not available.
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

US$ Investment Savings Account

From: ING Direct

Annual Interest Rate:	1.750%
Requirements:	Age Restriction: None Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: Unlimited Transaction Fee: None Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Not possible. Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

RBC US High Interest eSavings Account

From: Royal Bank

Annual Interest Rate:	1.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: 1 per month Transaction Fee: $3.00 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

RBC US Personal Account

From: Royal Bank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $2.00 Waived If: Never waived Free Transactions: 6 per month Transaction Fee: $0.75 Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.00 per month View Cheques Online: Free Cheque Image Return: $2.00 per month
Online:	Website: Click here

Scotia U.S. Dollar Daily Interest Account

From: Scotiabank

Annual Interest Rate:	Less than $1000: 0.000% $1000 to $4999.99: 0.050% $5000 to $9999.99: 0.100% $10000 to $24999.99: 0.200% $25000 to $59999.99: 0.350% More than $60000: 0.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $1.00 Waived If: Monthly balance of $200 or more maintained. Free Transactions: 2 per month Transaction Fee: $0.60 Personal Cheques: Free
Record Keeping:	Paperless: Not possible. Monthly Statement: Free Bank Book: Free View Cheques Online: No cheques. Cheque Image Return: $2.00 per month
Online:	Website: Click here

U.S. Dollar Daily Interest Chequing Account

From: TD Canada Trust

Annual Interest Rate:	Less than $5000: 0.050% $5000 to $24999.99: 0.100% More than $25000: 0.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: None Transaction Fee: $1.00^[1] Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: $2.25 per month^[2] Bank Book: $2.25 per month^[2] View Cheques Online: $1.50 per month^[3] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Waived if balance is at least $1000
² Waived if balance is at least $200.
³ Free if using paperless record keeping.

Borderless Plan Account

From: TD Canada Trust

Annual Interest Rate:	Less than $5000: 0.050% $5000 to $24999.99: 0.100% More than $25000: 0.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $4.95 Waived If: Monthly balance of $3000 or more maintained. Free Transactions: None Transaction Fee: None Personal Cheques: Third-party fees apply
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.