Chequing Accounts


Interest Chequing Account

Interest Chequing Account

From: BMO Bank of Montreal


Annual Interest Rate:Less than $25000: 0.050%
$25000 to $59999.99: 0.150%
More than $60000: 0.250%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.75[1]
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 $0.85 each time a cheque is drawn on the account.

Performance Plan Account

Performance Plan Account

From: BMO Bank of Montreal


Annual Interest Rate:This account pays no interest
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: $13.95[1]
Waived If: Monthly balance of $2500 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50[2]
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50[3]
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 $5.45 for youth and students. Free for seniors.
2 One free non-BMO ABM withdrawal per month.
3 Two free E-Mail money transfers per month.

Plus Plan Account

Plus Plan Account

From: BMO Bank of Montreal


Annual Interest Rate:This account pays no interest
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: $4.00[1]
Waived If: Monthly balance of $1500 or more maintained.
Free Transactions: 30 per month
Transaction Fee: $0.60
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50[2]
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Fee waived for youth, students, and seniors.
2 One free E-Mail money transfer per month.

Practical Plan Account

Practical Plan Account

From: BMO Bank of Montreal


Annual Interest Rate:This account pays no interest
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: $4.00[1]
Waived If: Monthly balance of $1500 or more maintained.
Free Transactions: 10 per month
Transaction Fee: $0.60
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: No cheques.
Online:Website: Click here

1 Fee waived for youth, students, and seniors.

Premium Plan Account

Premium Plan Account

From: BMO Bank of Montreal


Annual Interest Rate:This account pays no interest
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: $25.00[1]
Waived If: Monthly balance of $4500 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50[2]
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50[3]
Personal Cheques: Free
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: Free
Online:Website: Click here

1 $16.50 for youth and students. $11.05 for seniors.
2 Ten free non-BMO ABM withdrawals per month.
3 Two free E-Mail money transfers per month.

Primary Chequing Account

Primary Chequing Account

From: BMO Bank of Montreal


Annual Interest Rate:This account pays no interest
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.60[1]
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 $0.75 each time a cheque is drawn on the account.


Savings Accounts


Premium Rate Savings Account

Premium Rate Savings Account

From: BMO Bank of Montreal


Annual Interest Rate:Less than $60000: 1.000%
More than $60000: 2.500%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: None
Transaction Fee: $0.85
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here



US Dollar Accounts


US Dollar Interest Chequing Account

US Dollar Interest Chequing Account

From: BMO Bank of Montreal


Annual Interest Rate:Less than $25000: 0.050%
$25000 to $59999.99: 0.100%
More than $60000: 0.200%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.75[1]
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 $0.85 each time a cheque is drawn on the account.

US Dollar Premium Rate Savings Account

US Dollar Premium Rate Savings Account

From: BMO Bank of Montreal


Annual Interest Rate:0.500%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.85
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here


US Dollar Primary Chequing Account

US Dollar Primary Chequing Account

From: BMO Bank of Montreal


Annual Interest Rate:This account pays no interest
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.60[1]
Personal Cheques: Third-party fees apply
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 $0.75 each time a cheque is drawn on the account.