Chequing Accounts

Basic Banking Account

Basic Banking Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $3.95 Waived If: Never waived Free Transactions: 12 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $2.00 per month View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Basic Banking Plan Account

Basic Banking Plan Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $7.00 Waived If: Never waived Free Transactions: 50 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia One Account

Scotia One Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $9.95 Waived If: Never waived Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia Plus Account

Scotia Plus Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: 59 years old or older. Other Restrictions: None
Fees:	Monthly Fee: None Waived If: Monthly balance of $0 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia Powerchequing Account

Scotia Powerchequing Account

From: Scotiabank

Annual Interest Rate:	Less than $10000: 0.000% $10000 to $24999.99: 0.025% More than $25000: 0.050%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $3.95 Waived If: Monthly balance of $2000 or more maintained. Free Transactions: 15 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Scotia Value Account

Scotia Value Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $11.95 Waived If: Never waived Free Transactions: 50 per month Transaction Fee: $0.65 Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: Free
Online:	Website: Click here

¹ Free if using paperless record keeping.

Student Banking Advantage Plan Account

Student Banking Advantage Plan Account

From: Scotiabank

Annual Interest Rate:	This account pays no interest
Requirements:	Age Restriction: None Other Restrictions: Must be a full-time post-secondary student.
Fees:	Monthly Fee: $1.25 Waived If: Monthly balance of $2000 or more maintained. Free Transactions: Unlimited Transaction Fee: None Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.

Savings Accounts

Getting There Savings Program for Youth Account

Getting There Savings Program for Youth Account

From: Scotiabank

Annual Interest Rate:	0.100%
Requirements:	Age Restriction: 18 years old or younger. Other Restrictions: None
Fees:	Free Transactions: 20 per month Transaction Fee: $0.65 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month Cheque Image Return: Free
Online:	Website: Click here

Money Master High Interest Savings Account

Money Master High Interest Savings Account

From: Scotiabank

Annual Interest Rate:	2.250%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 2 per month Transaction Fee: $5.00^[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: $2.00 per month Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques.
Online:	Website: Click here

¹ Transfers between this account and other Scotia accounts are free.

Scotia Daily Interest Savings Account

Scotia Daily Interest Savings Account

From: Scotiabank

Annual Interest Rate:	0.100%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: None Transaction Fee: $0.85 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $1.50 per month^[1] View Cheques Online: $1.50 per month Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Waived if you keep at least $500 in your account every day of the month.

Scotia Gain Plan Investment Savings Account

Scotia Gain Plan Investment Savings Account

From: Scotiabank

Annual Interest Rate:	Less than $5000: 0.025% $5000 to $9999.99: 0.050% $10000 to $24999.99: 0.100% $25000 to $59999.99: 0.200% $60000 to $74999.99: 0.400% More than $75000: 0.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Free Transactions: 2 per month Transaction Fee: $1.25 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Free
Record Keeping:	Paperless: Free Monthly Statement: Free Bank Book: $1.50 per month^[2] View Cheques Online: $1.50 per month^[1] Cheque Image Return: $2.00 per month
Online:	Website: Click here

¹ Free if using paperless record keeping.
² Waived if you keep at least $500 in your account every day of the month.

US Dollar Accounts

Scotia U.S. Dollar Daily Interest Account

Scotia U.S. Dollar Daily Interest Account

From: Scotiabank

Annual Interest Rate:	Less than $1000: 0.000% $1000 to $4999.99: 0.050% $5000 to $9999.99: 0.100% $10000 to $24999.99: 0.200% $25000 to $59999.99: 0.350% More than $60000: 0.500%
Requirements:	Age Restriction: None Other Restrictions: None
Fees:	Monthly Fee: $1.00 Waived If: Monthly balance of $200 or more maintained. Free Transactions: 2 per month Transaction Fee: $0.60 Personal Cheques: Free
Record Keeping:	Paperless: Not possible. Monthly Statement: Free Bank Book: Free View Cheques Online: No cheques. Cheque Image Return: $2.00 per month
Online:	Website: Click here