 |
From: BMO Bank of Montreal |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $4.00[1]
Waived If: Monthly balance of $1500 or more maintained.
Free Transactions: 10 per month
Transaction Fee: $0.60
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: No cheques. |
| Online: | Website: Click here |
1 Fee waived for youth, students, and seniors.
 |
From: BMO Bank of Montreal |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $4.00[1]
Waived If: Monthly balance of $1500 or more maintained.
Free Transactions: 30 per month
Transaction Fee: $0.60
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50[2]
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Fee waived for youth, students, and seniors. 2 One free E-Mail money transfer per month.
 |
From: BMO Bank of Montreal |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $13.95[1]
Waived If: Monthly balance of $2500 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50[2]
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50[3]
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 $5.45 for youth and students. Free for seniors. 2 One free non-BMO ABM withdrawal per month. 3 Two free E-Mail money transfers per month.
 |
From: BMO Bank of Montreal |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $25.00[1]
Waived If: Monthly balance of $4500 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50[2]
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50[3]
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: Free |
| Online: | Website: Click here |
1 $16.50 for youth and students. $11.05 for seniors. 2 Ten free non-BMO ABM withdrawals per month. 3 Two free E-Mail money transfers per month.
 |
From: BMO Bank of Montreal |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.60[1]
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 $0.75 each time a cheque is drawn on the account.
 |
From: BMO Bank of Montreal |
| Annual Interest Rate: | Less than $25000: 0.050% $25000 to $59999.99: 0.150% More than $60000: 0.250% |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: None
Transaction Fee: $0.75[1]
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 $0.85 each time a cheque is drawn on the account.
 |
From: CIBC |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $12.95
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: Free |
| Online: | Website: Click here |
 |
From: CIBC |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $3.90
Waived If: Monthly balance of $1000 or more maintained.
Free Transactions: 20 per month
Transaction Fee: $0.60[1]
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.50 per month |
| Online: | Website: Click here |
1 Waived for students.
 |
From: CIBC |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: Must be a full-time post-secondary student. |
| Fees: | Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.50 per month |
| Online: | Website: Click here |
 |
From: ICICI Bank Canada |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $5.00
Waived If: Monthly balance of $100 or more maintained.
Free Transactions: None
Transaction Fee: $0.75[1]
Other Bank ABM Fee: $0.75
US/Mexico ABM Fee: $0.75
Foreign ABM Fee: $0.75
E-Mail Money Transfers: Not possible.
Personal Cheques: Not available. |
| Record Keeping: | Paperless: Free
Monthly Statement: $5.00 per month
Bank Book: Not possible.
View Cheques Online: $-2.00 per month
Cheque Image Return: $-2.00 per month |
| Online: | Website: Click here |
1 $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $30.00[1]
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[2]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 22.50 for those 60 or older. 2 Free if using paperless record keeping.
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $30.00[1]
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free[2]
Cheque Image Return: Free |
| Online: | Website: Click here |
1 22.50 for those 60 or older. 2 Free if using paperless record keeping.
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $13.95
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: Free |
| Online: | Website: Click here |
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $10.95[1]
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 6.95 for those 60 or older.
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $4.00[1]
Waived If: Never waived
Free Transactions: 15 per month
Transaction Fee: $0.50
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 $0 for those 60 or older.
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: Must be a full-time post-secondary student. |
| Fees: | Monthly Fee: $10.95
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
 |
From: Royal Bank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: Must be a full-time post-secondary student. |
| Fees: | Monthly Fee: None
Waived If: Never waived
Free Transactions: 25 per month
Transaction Fee: $0.50
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
 |
From: Scotiabank |
| Annual Interest Rate: | Less than $10000: 0.000% $10000 to $24999.99: 0.025% More than $25000: 0.050% |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $3.95
Waived If: Monthly balance of $2000 or more maintained.
Free Transactions: 15 per month
Transaction Fee: $0.65
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: Scotiabank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $3.95
Waived If: Never waived
Free Transactions: 12 per month
Transaction Fee: $0.65
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: $2.00 per month
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: Scotiabank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $7.00
Waived If: Never waived
Free Transactions: 50 per month
Transaction Fee: $0.65
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: Scotiabank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $9.95
Waived If: Never waived
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: Scotiabank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $11.95
Waived If: Never waived
Free Transactions: 50 per month
Transaction Fee: $0.65
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: Free |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: Scotiabank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: Must be a full-time post-secondary student. |
| Fees: | Monthly Fee: $1.25
Waived If: Monthly balance of $2000 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: Scotiabank |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: 59 years old or older.
Other Restrictions: None |
| Fees: | Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: TD Canada Trust |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $3.95
Waived If: Monthly balance of $1000 or more maintained.
Free Transactions: 10 per month
Transaction Fee: $0.65
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: $2.25 per month
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: TD Canada Trust |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $8.95[1]
Waived If: Monthly balance of $2000 or more maintained.
Free Transactions: 25 per month
Transaction Fee: $0.65
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: $2.25 per month
View Cheques Online: $1.50 per month[2]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 No monthly fee for students. 2 Free if using paperless record keeping.
 |
From: TD Canada Trust |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $12.95
Waived If: Monthly balance of $3000 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Third-party fees apply |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: $2.25 per month
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: TD Canada Trust |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: None
Other Restrictions: None |
| Fees: | Monthly Fee: $24.95
Waived If: Monthly balance of $5000 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: None
US/Mexico ABM Fee: None
Foreign ABM Fee: None
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: Free |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
 |
From: TD Canada Trust |
| Annual Interest Rate: | This account pays no interest |
| Requirements: | Age Restriction: 60 years old or older.
Other Restrictions: None |
| Fees: | Monthly Fee: None
Waived If: Monthly balance of $0 or more maintained.
Free Transactions: Unlimited
Transaction Fee: None
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques: Free |
| Record Keeping: | Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: Free |
| Online: | Website: Click here |
1 Free if using paperless record keeping.
|