Premium Rate Savings Account

Premium Rate Savings Account

From: BMO Bank of Montreal


Annual Interest Rate:Less than $60000: 1.000%
More than $60000: 2.500%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: None
Transaction Fee: $0.85
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: $1.00 per month
Bank Book: $1.00 per month
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here


CIBC Premium Growth Account

CIBC Premium Growth Account

From: CIBC


Annual Interest Rate:Less than $1000: 0.100%
$1000 to $2999.99: 0.100%
$3000 to $4999.99: 0.250%
More than $5000: 0.400%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: None[1]
Transaction Fee: $1.25[2]
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.50 per month
Online:Website: Click here

1 2 free transactions per month if 60 or older.
2 Fee waived for those 18 and younger.

CIBC Bonus Savings Account

CIBC Bonus Savings Account

From: CIBC


Annual Interest Rate:Less than $5000: 0.100%
More than $5000: 2.250%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 1 per month
Transaction Fee: $5.00
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.50 per month
Online:Website: Click here


HiSAVE Savings Account

HiSAVE Savings Account

From: ICICI Bank Canada


Annual Interest Rate:3.400%
Requirements:Age Restriction: None
Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:Free Transactions: None
Transaction Fee: $0.75[1]
Waived If: Never waived
Other Bank ABM Fee: $0.75
US/Mexico ABM Fee: $0.75
Foreign ABM Fee: $0.75
E-Mail Money Transfers: Not possible.
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Not possible.
Bank Book: Not possible.
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here

1 $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

Premium Savings Account

Premium Savings Account

From: ICICI Bank Canada


Annual Interest Rate:2.500%
Requirements:Age Restriction: None
Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:Free Transactions: None
Transaction Fee: $0.75[1]
Waived If: Never waived
Other Bank ABM Fee: $0.75
US/Mexico ABM Fee: $0.75
Foreign ABM Fee: $0.75
E-Mail Money Transfers: Not possible.
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Not possible.
Bank Book: Not possible.
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here

1 $1.50 for in-branch debit transactions. $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

Young Stars Savings Account

Young Stars Savings Account

From: ICICI Bank Canada


Annual Interest Rate:2.500%
Requirements:Age Restriction: 18 years old or younger.
Other Restrictions: None
Fees:Free Transactions: None
Transaction Fee: $0.75[1]
Waived If: Never waived
Other Bank ABM Fee: $0.75
US/Mexico ABM Fee: $0.75
Foreign ABM Fee: $0.75
E-Mail Money Transfers: $-1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Not possible.
Bank Book: Not possible.
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here

1 $10.00 to transfer money to another account if currency exchange is involved. $25.00 if it is not.

Investment Savings Account

Investment Savings Account

From: ING Direct


Annual Interest Rate:3.000%
Requirements:Age Restriction: None
Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:Free Transactions: Unlimited
Transaction Fee: None
Waived If: Monthly balance of $0 or more maintained.
Other Bank ABM Fee: None[1]
US/Mexico ABM Fee: Not possible.
Foreign ABM Fee: Not possible.
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Not possible.
Bank Book: Not possible.
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here

1 In addition, ING Direct will pay the fee charged by non-ING ABMs for up to four ABM transactions per month.

RSP Investment Savings Account

RSP Investment Savings Account

From: ING Direct


Annual Interest Rate:3.000%
Requirements:Age Restriction: None
Other Restrictions: You must have a bank account at another institution that allows you to write cheques to "link" with this account.
Fees:Free Transactions: Unlimited
Transaction Fee: None
Waived If: Monthly balance of $0 or more maintained.
Other Bank ABM Fee: None[1]
US/Mexico ABM Fee: Not possible.
Foreign ABM Fee: Not possible.
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Not possible.
Bank Book: Not possible.
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here

1 In addition, ING Direct will pay the fee charged by non-ING ABMs for up to four ABM transactions per month.


RBC High Interest eSavings

RBC High Interest eSavings

From: Royal Bank


Annual Interest Rate:2.750%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: None
Transaction Fee: $5.00[1]
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Transfers between this account and other RBC accounts in your name are free.

RBC High Interest eSavings

RBC High Interest eSavings

From: Royal Bank


Annual Interest Rate:2.750%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: None
Transaction Fee: $5.00[1]
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Not possible.
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Transfers between this account and other RBC accounts in your name are free.

RBC Enhanced Savings

RBC Enhanced Savings

From: Royal Bank


Annual Interest Rate:Less than $5000: 0.000%
$5000 to $9999.99: 0.200%
$10000 to $24999.99: 0.400%
$25000 to $59999.99: 0.500%
$60000 to $99999.99: 1.000%
More than $100000: 1.500%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 1 per month
Transaction Fee: $1.00[1]
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: $2.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Cheques, transfers, withdrawals and in

RBC Day to Day Savings

RBC Day to Day Savings

From: Royal Bank


Annual Interest Rate:Less than $1000: 0.100%
$1000 to $2999.99: 0.100%
$3000 to $4999.99: 0.250%
More than $5000: 0.400%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 1 per month
Transaction Fee: $1.00[1]
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: $2.00 per month
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Cheques, transfers, withdrawals and in

RBC Leo's Young Savers Account

RBC Leo's Young Savers Account

From: Royal Bank


Annual Interest Rate:Less than $1000: 0.100%
$1000 to $2999.99: 0.100%
$3000 to $4999.99: 0.250%
More than $5000: 0.400%
Requirements:Age Restriction: 18 years old or younger.
Other Restrictions: None
Fees:Free Transactions: 15 per month
Transaction Fee: $0.50
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: Free
Cheque Image Return: $2.00 per month
Online:Website: Click here


Scotia Gain Plan Investment Savings Account

Scotia Gain Plan Investment Savings Account

From: Scotiabank


Annual Interest Rate:Less than $5000: 0.025%
$5000 to $9999.99: 0.050%
$10000 to $24999.99: 0.100%
$25000 to $59999.99: 0.200%
$60000 to $74999.99: 0.400%
More than $75000: 0.500%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 2 per month
Transaction Fee: $1.25
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: $1.50 per month[2]
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Free if using paperless record keeping.
2 Waived if you keep at least $500 in your account every day of the month.

Money Master High Interest Savings Account

Money Master High Interest Savings Account

From: Scotiabank


Annual Interest Rate:2.250%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 2 per month
Transaction Fee: $5.00[1]
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: $2.00 per month
Bank Book: Not possible.
View Cheques Online: No cheques.
Cheque Image Return: No cheques.
Online:Website: Click here

1 Transfers between this account and other Scotia accounts are free.

Scotia Daily Interest Savings Account

Scotia Daily Interest Savings Account

From: Scotiabank


Annual Interest Rate:0.100%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: None
Transaction Fee: $0.85
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: $1.50 per month[1]
View Cheques Online: $1.50 per month
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Waived if you keep at least $500 in your account every day of the month.


Getting There Savings Program for Youth Account

Getting There Savings Program for Youth Account

From: Scotiabank


Annual Interest Rate:0.100%
Requirements:Age Restriction: 18 years old or younger.
Other Restrictions: None
Fees:Free Transactions: 20 per month
Transaction Fee: $0.65
Waived If: Never waived
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month
Cheque Image Return: Free
Online:Website: Click here


Companion Account

Companion Account

From: TD Canada Trust


Annual Interest Rate:Less than $5000: 0.050%
More than $5000: 0.250%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 2 per month
Transaction Fee: $1.25
Waived If: Monthly balance of $25000 or more maintained.
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: $2.25 per month
Bank Book: $2.25 per month
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Free if using paperless record keeping.

Tier Account

Tier Account

From: TD Canada Trust


Annual Interest Rate:Less than $5000: 0.050%
More than $5000: 0.250%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 2 per month
Transaction Fee: $1.25
Waived If: Monthly balance of $25000 or more maintained.
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: $2.25 per month
Bank Book: $2.25 per month
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Free if using paperless record keeping.

GIA Account

GIA Account

From: TD Canada Trust


Annual Interest Rate:Less than $5000: 0.000%
More than $5000: 2.250%
Requirements:Age Restriction: None
Other Restrictions: None
Fees:Free Transactions: 1 per month
Transaction Fee: $5.00
Waived If: Monthly balance of $25000 or more maintained.
Other Bank ABM Fee: $5.00
US/Mexico ABM Fee: $5.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Free if using paperless record keeping.

Youth Account

Youth Account

From: TD Canada Trust


Annual Interest Rate:Less than $5000: 0.050%
More than $5000: 0.250%
Requirements:Age Restriction: 18 years old or younger.
Other Restrictions: None
Fees:Free Transactions: Unlimited
Transaction Fee: None
Waived If: Monthly balance of $0 or more maintained.
Other Bank ABM Fee: $1.50
US/Mexico ABM Fee: $3.00
Foreign ABM Fee: $5.00
E-Mail Money Transfers: $1.50
Personal Cheques:
Record Keeping:Paperless: Free
Monthly Statement: Free
Bank Book: Free
View Cheques Online: $1.50 per month[1]
Cheque Image Return: $2.00 per month
Online:Website: Click here

1 Free if using paperless record keeping.