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Getting There Savings Program for Youth Account From: Scotiabank Annual Interest Rate: 0.100% Requirements: Age Restriction: 18 years old or younger. Other Restrictions: None Fees: Free Transactions: 20 per month Transaction Fee: $0.65 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Record Keeping: Paperless: Free Monthly Statement: Free Bank Book: Free View Cheques Online: $1.50 per month Cheque Image Return: Free Online: Website: Click here Money Master High Interest Savings Account From: Scotiabank Annual Interest Rate: 2.250% Requirements: Age Restriction: None Other Restrictions: None Fees: Free Transactions: 2 per month Transaction Fee: $5.00[1] Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Record Keeping: Paperless: Free Monthly Statement: $2.00 per month Bank Book: Not possible. View Cheques Online: No cheques. Cheque Image Return: No cheques. Online: Website: Click here 1 Transfers between this account and other Scotia accounts are free. Scotia Daily Interest Savings Account From: Scotiabank Annual Interest Rate: 0.100% Requirements: Age Restriction: None Other Restrictions: None Fees: Free Transactions: None Transaction Fee: $0.85 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Record Keeping: Paperless: Free Monthly Statement: Free Bank Book: $1.50 per month[1] View Cheques Online: $1.50 per month Cheque Image Return: $2.00 per month Online: Website: Click here 1 Waived if you keep at least $500 in your account every day of the month. Scotia Gain Plan Investment Savings Account From: Scotiabank Annual Interest Rate: Less than $5000: 0.025% $5000 to $9999.99: 0.050% $10000 to $24999.99: 0.100% $25000 to $59999.99: 0.200% $60000 to $74999.99: 0.400% More than $75000: 0.500% Requirements: Age Restriction: None Other Restrictions: None Fees: Free Transactions: 2 per month Transaction Fee: $1.25 Waived If: Never waived Other Bank ABM Fee: $1.50 US/Mexico ABM Fee: $3.00 Foreign ABM Fee: $5.00 E-Mail Money Transfers: $1.50 Personal Cheques: Record Keeping: Paperless: Free Monthly Statement: Free Bank Book: $1.50 per month[2] View Cheques Online: $1.50 per month[1] Cheque Image Return: $2.00 per month Online: Website: Click here 1 Free if using paperless record keeping. 2 Waived if you keep at least $500 in your account every day of the month.